:root{
  --navy:#15274B; --navy-2:#1d3a6b; --gold:#C9A04F; --gold-2:#e2b866;
  --ink:#1f2430; --muted:#5b6474; --line:#e3e6ec; --bg:#ffffff; --soft:#F4F1EA;
  --todo-bg:#fff3cd; --todo-ink:#7a5a00;
  --radius:12px; --max:1120px;
  font-family:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;color:var(--ink);background:var(--bg);font-size:17px;line-height:1.6}
h1,h2,h3{font-family:"Lora",Georgia,serif;color:var(--navy);line-height:1.25;margin:0 0 .5em}
h1{font-size:clamp(1.9rem,4vw,2.8rem)} h2{font-size:clamp(1.4rem,3vw,1.9rem)} h3{font-size:1.15rem}
p{margin:0 0 1em} a{color:var(--navy-2)}
img{max-width:100%;display:block}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.todo{background:var(--todo-bg);color:var(--todo-ink);padding:0 .35em;border-radius:4px;font-weight:600}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;gap:20px;min-height:68px}
.brand{display:flex;flex-direction:column;text-decoration:none;line-height:1.1}
.brand b{font-family:"Lora",Georgia,serif;color:var(--navy);font-size:1.15rem}
.brand span{color:var(--gold);font-size:.8rem;letter-spacing:.08em;text-transform:uppercase;font-weight:700}
.nav{margin-left:auto;display:flex;align-items:center;gap:4px}
.nav a{white-space:nowrap;text-decoration:none;color:var(--ink);padding:8px 9px;border-radius:8px;font-weight:600;font-size:.95rem}
.nav a:hover,.nav a[aria-current="page"]{background:var(--soft);color:var(--navy)}
.btn{display:inline-block;background:var(--gold);color:#fff!important;text-decoration:none;font-weight:700;padding:11px 20px;border-radius:999px;border:0;cursor:pointer;font-size:1rem}
.btn:hover{background:#b38330}
.btn.outline{background:transparent;color:var(--navy)!important;border:2px solid var(--navy)}
.btn.outline:hover{background:var(--navy);color:#fff!important}
.nav .btn{margin-left:8px;padding:9px 16px}
.menu-toggle{display:none;margin-left:auto;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 12px;font-size:1rem;font-weight:700;color:var(--navy)}
@media (max-width:1180px){
  .menu-toggle{display:block}
  .nav{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:12px 20px 20px;border-bottom:1px solid var(--line)}
  .nav.open{display:flex}
  .nav .btn{margin:8px 0 0;text-align:center}
}

/* Sections */
.hero{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;padding:72px 0 64px}
.hero h1,.hero h2{color:#fff}
.hero .eyebrow{color:var(--gold-2)}
.hero p.lead{font-size:1.2rem;max-width:640px;color:#dfe5f0}
.hero-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:40px;align-items:center}
@media (max-width:820px){.hero-grid{grid-template-columns:1fr}}
.eyebrow{text-transform:uppercase;letter-spacing:.1em;font-weight:700;font-size:.82rem;color:var(--gold);margin-bottom:.6em;display:block}
.page-hero{background:var(--soft);padding:52px 0 40px;border-bottom:1px solid var(--line)}
.page-hero p{max-width:720px;color:var(--muted);font-size:1.1rem}
section{padding:56px 0}
section.alt{background:var(--soft)}
.grid{display:grid;gap:22px}
.g2{grid-template-columns:repeat(2,1fr)} .g3{grid-template-columns:repeat(3,1fr)} .g4{grid-template-columns:repeat(4,1fr)}
@media (max-width:900px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:620px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.card h3{margin-top:0}
a.card{text-decoration:none;color:inherit;transition:transform .15s,box-shadow .15s}
a.card:hover{transform:translateY(-2px);box-shadow:0 8px 24px rgba(20,40,75,.1)}
.card .more{color:var(--gold);font-weight:700}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:20px}
.headshot{aspect-ratio:4/5;max-width:340px;width:100%;border-radius:var(--radius);background:linear-gradient(160deg,#2a4a80,#0f1f3b);display:grid;place-items:center;color:var(--gold-2);font-family:"Lora",serif;font-size:4.5rem;border:3px solid rgba(255,255,255,.15);margin:0 auto;position:relative}
.headshot small{position:absolute;bottom:12px;font-family:inherit;font-size:.75rem;color:#c9d3e6}
.stat{font-family:"Lora",serif;font-size:2rem;color:var(--navy);font-weight:700}
.compare{width:100%;border-collapse:collapse;background:#fff;border-radius:var(--radius);overflow:hidden;border:1px solid var(--line)}
.compare th,.compare td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.compare th{background:var(--navy);color:#fff}
.table-scroll{overflow-x:auto}
.note{font-size:.9rem;color:var(--muted)}
.callout{border-left:4px solid var(--gold);background:#fff;padding:16px 20px;border-radius:0 var(--radius) var(--radius) 0}
ul.links{padding-left:1.1em} ul.links li{margin-bottom:.5em}

/* Books */
.book{display:grid;grid-template-columns:110px 1fr;gap:20px;align-items:start}
.book-cover{aspect-ratio:2/3;border-radius:6px;background:var(--navy);color:#fff;display:grid;place-items:center;text-align:center;font-family:"Lora",serif;font-size:.8rem;padding:10px}
.book-cover.alt{background:#6b4a2b}
.pin{display:inline-block;background:var(--gold);color:#fff;font-size:.75rem;font-weight:700;padding:2px 10px;border-radius:999px;margin-bottom:8px;letter-spacing:.04em}

/* Calculator */
.calc{display:grid;grid-template-columns:1fr 1.2fr;gap:28px}
@media (max-width:860px){.calc{grid-template-columns:1fr}}
.field{margin-bottom:14px}
.field label{display:block;font-weight:700;margin-bottom:4px;font-size:.95rem}
.field input,.field select,.field textarea{width:100%;padding:11px 12px;border:1px solid #c9ced8;border-radius:8px;font:inherit}
.field .hint{font-size:.85rem;color:var(--muted)}
.result{border-radius:var(--radius);padding:20px;border:2px solid var(--line);background:#fff;margin-bottom:16px}
.result.ok{border-color:#2f8f5b} .result.short{border-color:#c0392b}
.result .verdict{font-weight:800;font-size:1.05rem}
.result.ok .verdict{color:#2f8f5b} .result.short .verdict{color:#c0392b}
.result dl{display:grid;grid-template-columns:1fr auto;gap:4px 14px;margin:10px 0 0}
.result dd{margin:0;font-weight:700;text-align:right}

/* Blog */
.post{max-width:760px}
.post h2{margin-top:1.4em}
.meta{color:var(--muted);font-size:.95rem;margin-bottom:1.5em}

/* Footer */
.site-footer{background:#0e1c36;color:#c9d3e6;padding:48px 0 28px;font-size:.92rem}
.site-footer a{color:#fff}
.site-footer h4{color:#fff;margin:0 0 10px;font-size:1rem}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:28px;margin-bottom:28px}
@media (max-width:760px){.foot-grid{grid-template-columns:1fr}}
.foot-grid ul{list-style:none;padding:0;margin:0} .foot-grid li{margin-bottom:6px}
.legal{border-top:1px solid #23365c;padding-top:20px;font-size:.82rem;color:#9fb0cc}
.legal p{margin-bottom:.7em}
.social{display:flex;gap:10px;flex-wrap:wrap;margin-top:12px}
.social a,.social span{border:1px solid #3a5283;border-radius:999px;padding:5px 12px;text-decoration:none;font-size:.85rem}
.social span{opacity:.6}
.ehl{display:inline-flex;align-items:center;gap:8px;font-weight:700;color:#fff}
.ehl svg{width:22px;height:22px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:100}
.brand img{height:54px;width:auto}
@media (max-width:420px){.brand img{height:42px}}
.site-header .wrap{min-height:76px}
@media (max-width:1180px){.nav{top:76px}}
@media (max-width:820px){.headshot{max-width:240px}}
.headshot-img{display:block;width:100%;height:auto;max-width:300px;aspect-ratio:1/1;object-fit:cover;border-radius:50%;border:5px solid var(--gold);margin:0 auto;box-shadow:0 16px 40px rgba(0,0,0,.35)}
@media (max-width:820px){.headshot-img{max-width:240px}}
/* Navy header to match the white-text logo */
.site-header{background:var(--navy);border-bottom:3px solid var(--gold)}
.nav a{color:#fff}
.nav a:hover,.nav a[aria-current="page"]{background:rgba(255,255,255,.12);color:#fff}
.menu-toggle{color:#fff;border-color:rgba(255,255,255,.4)}
@media (max-width:1180px){.nav{background:var(--navy);border-bottom:3px solid var(--gold)}}
.photo{width:100%;height:auto;border-radius:var(--radius);box-shadow:0 10px 30px rgba(20,40,75,.15)}
.legal img{display:block}
/* Dropdown menus */
.dd{position:relative}
.dd-btn{background:none;border:0;color:#fff;font:inherit;font-weight:600;font-size:.95rem;padding:8px 9px;border-radius:8px;cursor:pointer;white-space:nowrap}
.dd-btn span{font-size:.7em;opacity:.8}
.dd.on .dd-btn,.dd:hover .dd-btn,.dd.open .dd-btn{background:rgba(255,255,255,.12)}
.dd-menu{display:none;position:absolute;top:100%;left:0;min-width:220px;background:#fff;border-radius:10px;box-shadow:0 14px 34px rgba(0,0,0,.22);padding:8px;z-index:60;border-top:3px solid var(--gold)}
.dd-menu a{display:block;color:var(--ink)!important;padding:9px 12px}
.dd-menu a:hover,.dd-menu a[aria-current="page"]{background:var(--soft)!important;color:var(--navy)!important}
.dd:hover .dd-menu,.dd:focus-within .dd-menu,.dd.open .dd-menu{display:block}
.dd::after{content:"";position:absolute;left:0;right:0;top:100%;height:8px}
@media (max-width:1180px){
  .dd-btn{width:100%;text-align:left;padding:8px 10px}
  .dd-menu{position:static;box-shadow:none;background:rgba(255,255,255,.06);border-top:0;padding:4px 0 4px 12px;display:block}
  .dd-menu a{color:#fff!important}
  .dd-menu a:hover,.dd-menu a[aria-current="page"]{background:rgba(255,255,255,.12)!important;color:#fff!important}
}
.legal-logos{display:flex;align-items:center;gap:22px;margin:14px 0}
.legal-logos img{height:56px;width:auto}
.edge-tile{display:inline-flex;background:#fff;border-radius:10px;padding:10px 16px}
.legal-logos .edge-tile img{height:40px;width:auto}
.eq-bar{display:flex;height:22px;border-radius:6px;overflow:hidden;margin:10px 0 8px;border:1px solid var(--line)}
.eq-bar span{display:block;height:100%}
.eq-legend{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:6px 16px;font-size:.85rem;color:var(--muted)}
.eq-legend i{display:inline-block;width:12px;height:12px;border-radius:3px;margin-right:6px;vertical-align:-1px}
.tx-note{margin-top:16px}
.eq-bar .locked,.eq-legend i.locked{background:repeating-linear-gradient(45deg,#e3e6ec 0 6px,#cdd3de 6px 12px)}
.unlock{border:2px solid var(--gold);background:#fffaf1;margin-top:16px}
.unlock h3{margin-top:0}

/* Schedule a Call button: navy with gold border */
.btn.schedule{background:#15274B;color:#fff!important;border:2px solid #C9A04F}
.btn.schedule:hover{background:#1f3866}
.btn:hover{filter:brightness(.95)}
.book-cover.has-img{position:relative;padding:0;overflow:hidden;background:#eee}
.book-cover.has-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:1}
.book-cover.has-img span{padding:10px}

/* 3D book covers */
.card.book{grid-template-columns:150px 1fr}
.b3wrap{width:120px;height:180px;perspective:900px;margin:4px 0 10px 8px}
.b3{position:relative;width:120px;height:180px;transform:rotateY(-28deg);transform-style:preserve-3d;transition:transform .5s ease}
.card.book:hover .b3{transform:rotateY(-10deg)}
.b3 .front{position:absolute;inset:0;transform:translateZ(8px);border-radius:2px 5px 5px 2px;overflow:hidden;background:var(--navy);color:#fff;display:grid;place-items:center;text-align:center;font-family:"Lora",serif;font-size:.8rem;padding:10px;box-shadow:inset 5px 0 6px -3px rgba(0,0,0,.35)}
.b3 .front.alt{background:#6b4a2b}
.b3 .front img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.b3 .front::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(0,0,0,.18) 0,rgba(255,255,255,.18) 4%,rgba(0,0,0,0) 9%);pointer-events:none}
.b3::before{content:"";position:absolute;top:3px;left:0;width:14px;height:174px;transform:translateX(110px) rotateY(90deg);background:repeating-linear-gradient(90deg,#fff 0 1px,#e8e4db 1px 2px)}
.b3::after{content:"";position:absolute;inset:0;transform:translateZ(-8px);background:#2b2b2b;border-radius:2px 5px 5px 2px;box-shadow:-14px 8px 28px rgba(0,0,0,.35)}
@media (max-width:520px){.card.book{grid-template-columns:1fr}.b3wrap{margin:0 auto 14px}}